HEALTH KARMA INC PRIVACY POLICY

Health Karma Inc., (“Health Karmaʺ), dba Health Karma Solutions, Health Karma, Health Karma Group, 1st Call, 1st Moment and other products ("Products" or "Websites") respects the privacy of its on-line visitors and recognizes the importance of providing a secure environment for them. We have adopted a companywide On-Line Privacy Policy that guides how we collect, store, and use the information you provide us. As a User of Health Karma Software or any other products, you acknowledge that you understand Health Karma will be collecting information from you, some of which may be personally identifiable information, and by accessing and using Health Karma, you consent to the collection and use of that information in accordance with this Policy. This Privacy Policy details how Health Karma safeguards the privacy of its on-line visitors and does not apply to information that may be collected by Health Karma off-line. Please note that when you link to other sites from a Health Karma or Health Karma website, this Privacy Policy does not apply to, and cannot control the activities on, those other sites. In addition, you understand and agree that, by playing Health Karma or any other products, certain information about you will be available to other Users (as explained in this Policy), and Health Karma cannot control, and will have no responsibility for, the actions of such other Users with respect to that information about you.

1. Information Collected

We require Users to register with us in order to access a number of the products and services offered by Health Karma. During registration on the Site, we ask you to provide us with certain information that personally identifies you (referred to herein as “Personal Information”). Personal Information may include your name, date of birth, telephone number, mailing address, E-mail address, and credit card account information, as well as any other information that may be used to identify you. Personal Information is collected so that we can provide you with services you requested, contact you to verify your Personal Information or account activities, notify you if there is a problem with your account, and enhance the services that we provide to you. By registering, you agree to allow Health Karma to send you emails regarding service, technical, marketing, or other issues.

2. Security of Personal Information

Health Karma takes steps it deems reasonably necessary to protect the security, integrity, accuracy and privacy of the information our Users share with us, including setting up processes to avoid any unauthorized access or disclosure of this information. We will provide you with the capability to transmit your Personal Information via secured and encrypted channels. We will take reasonable steps to protect Personal Information and Traffic Data from unauthorized third parties. We endeavor to maintain accurate Personal Information collected from our Users and are grateful for your assistance in maintaining the accuracy of that information while you remain a User of Health Karma, or any other products. When you register on one of our websites, or otherwise give us Personal Information, we reserve the right to share that information with affiliated third parties without your permission, unless otherwise notified by you. To prevent the disclosure of your Personal Information to third parties, please email privacy@HealthKarmaGroup.com. This e-mail address is being protected from spambots. You need JavaScript enabled to view it. We will also disclose your Personal Information, without notice, if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on us; (b) protect and defend our rights or property; (c) actin urgent circumstances to protect the personal safety of users of any of our websites, or the public; and(d) comply with negotiated agreements in the event of a merger or sale of any of our products.

3. Users of Personal Information

Health Karma uses Personal Information to respond to your requests for help or information, to complete transactions such as purchases or monthly billing, to verify that you are qualified to use Health Karma services, and for certain other purposes related to our operation of Health Karma or any other products. We may also use Personal Information to notify you of changes in features, terms, or other related Health Karma agreements, and to send you updates or newsletters about our company and services, and other promotional materials via your registered E-mail address. In addition, Health Karma reserves the right to share your Personal Information with business partners, authorized representatives, and trusted third parties. We may cooperate with other reputable advertising or marketing firms in order to bring additional products and services to your attention. We will disclose only information that is necessary to such individuals or companies who perform services on our behalf, or to trusted third parties with whom we have cooperative agreements. We will choose these partners carefully and hold them to our own high standards of respect for your privacy.

4. Effective Date of Policy; Changes to This Policy

The Effective Date of this Privacy Policy is January 1, 2023. Health Karma reserves the right, at any time and without notice to you or to other Users, to update or modify this Policy, simply by posting such update or modification on Websites. Any such update or modification will be effective immediately upon posting on these locations, and your continued use of its Websites after such posting shall constitute evidence of your acceptance of the update or modification.

Note to Parents or Guardians of Children Under 13

‍Once a child states that his/her age is under 13, we do not collect or store any personally identifiable information such as name, address, or email address. We recognize a special obligation to protect personal information about young children. We urge parents to instruct their children to never give out their real names, addresses, or phone numbers, without permission, when on-line. Teenagers under the age of 17 and over the age of 12 should encourage their parents to review this policy and to contact us if they would like to evoke our opt-out policy or to raise any concerns.

What are cookies and how do you use them?

Cookies are a feature of your Web browser that allows Web sites to transfer bits of information to your computer for record-keeping purposes. A cookie stored on your computer can be used to “remember "things like your password, or that you have already registered. This allows us to speed up your future activities, saving the time you would normally spend entering information such as your password or registration. In addition, Health Karma may use cookies to retrieve user information for promotional, marketing, or security purposes.

What are Internet protocol addresses?

An Internet protocol (“IP”) address is the unique number assigned to your server or Internet Service Provider (“ISP”). Health Karma may track such IP addresses for system administration, to report aggregate information, site tracking, or to prevent our servers from being abused.

How secure is my personal information?

Health Karma has taken steps to assure that all information collected will remain secure and in its original form, i.e. free from any alteration. As such, access to all personal information is strictly controlled. When credit card information is transmitted, for example, we use industry standard, SSL(secure sockets layer) encryption. In addition, we will take reasonable steps to assure that third parties to whom we transfer any data will provide sufficient protection of personal information. Although we believe these security procedures are adequately designed to protect such information from unauthorized access, “perfect security” does not exist on the Internet and we cannot absolutely guarantee that there will never be any such unauthorized access. For changes to personal information, questions, or complaints

If for any reason you are concerned with the way we are using your Personal Information, would like to correct or request that we delete such personal information, have other questions or wish to file a complaint, please contact us at support@healthkarmagroup.com. This e-mail address is being protected from spambots. You need JavaScript enabled to view it.

By using this Website, you signify your assent to this Privacy Policy. If you do not agree to this Privacy Policy, please do not use this site. This Privacy Policy may change from time to time, so please check back periodically to ensure that you are aware of any changes. If we make a material change to this Privacy Policy, we will notify you by posting the change on this website or in this Privacy Policy and, if necessary, give you additional choices regarding such change. Your continued use of the Familyrecordsvault.comwebsite will signify your acceptance of these changes.